Pricing

Simple, transparent fees

P2P transfers between QuataPay wallets have no QuataPay fee, only the government tax (0.2% + 4 F). Other fees only apply when money moves between the platform and mobile networks or banks — and every fee is shown on screen before you confirm.

Open free account See full fee schedule

No QuataPay fee between users
Mobile top-up: coming soon
Agent commission on assisted transactions
All fees disclosed pre-confirm

Limits

Limits rise as you verify

Every account has a per-transaction, daily and monthly limit set by its verification tier. Complete KYC in the app to move up a tier; your current limits are shown in the app.

Fees

Transaction fees

All fees are disclosed before you confirm. Amounts are in XAF (CFA franc).

Service	Fee	Note
P2P transfer (wallet → wallet)	0.2% + 4 F	Government tax only: no QuataPay fee
Cash-in via MTN MoMo	Varies	Any funding fee is added on top of your top-up and shown before you confirm; it depends on the transaction type. MTN network fees are separate
Cash-in via Orange Money	Coming soon	Orange Money funding is not live yet; Orange Money network fees apply
Cash-out via MTN MoMo	Varies	Shown before you confirm; MoMo network fees are separate
Cash-out via Orange Money	Coming soon	Orange Money cash-out is not live yet
Cash-out (withdrawal) — Tier 1	~55 XAF	0 – 5,000 XAF
Cash-out — Tier 2	150 XAF	5,001 – 10,000 XAF
Cash-out — Tier 3	1.15% + 4 XAF	10,001 – 333,332 XAF
Cash-out — Tier 4	3,854 XAF	333,333 – 500,000 XAF
Cash-out — Tier 5	0.65%	500,001 – 1,000,000 XAF
Bill pay Coming soon	Coming soon	Marked coming soon until a biller is confirmed live. Paid by MTN MoMo, the MoMo payer fee is added to the bill and shown before you pay
Mobile airtime top-up Coming soon	Coming soon	Not live yet
Merchant payment (customer pays)	Shown before you pay	The total, including any fee, is shown on screen before you confirm
Merchant processing fee	Set per merchant	Configured according to the merchant's account and applicable service terms; shown on every settlement
Remittance (international) Coming soon	Varies	Corridor-dependent; quoted in full before you send
Government fixed fee	4 XAF	Regulatory, passed through on the movements the government tax table lists

Tier-based fees (cash-out, bill pay, settlement, remittance) are managed through the QuataPay fee engine and may be updated. The values shown reflect the current public schedule.

Agents

Agent commission rates

Agent earnings vary according to transaction volume, services provided and customer demand.

Action	Commission / Requirement
Commission on cash-in assisted	Share of the platform fee
Commission on cash-out assisted	Share of the platform fee

Interested in becoming an agent? Apply here

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Every fee is shown on screen before you confirm. P2P transfers between QuataPay users pay only the government tax (0.2% + 4 F).

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